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Deal WizardBTL · Property Analysis
3 bedroom semi-detached house, Dartmoor Road, Westbury
Address: Dartmoor Road, WestburyPrice: £290,0003 Bedroom(s)2 Bathroom(s)Analysis Date: Jul 9, 2026
ROCE: 25 %Tenure Type: LEASEHOLDProperty Type: Semi DetachedCouncil Tax Band: CSize: 0 sq ft / 0 m²Risk: LowProject Time: 1 weeks

Property Investment Analysis: Dartmoor Road

A turnkey BTL opportunity in the sought-after Leigh Park development, Westbury. Priced at £290,000, this 3-bed semi-detached home offers modern living with minimal capital expenditure required.

Rental Yield

Annual Rent
£16,200
Gross Yield
5.6%
ROCE
25.0%

Based on a conservative estimate of £1,350 per month, the property achieves a gross rental yield of 5.6%. Using the provided capital employed of £45,000, the Return on Capital Employed (ROCE) is 25.0%, primarily driven by the leveraged position and the turn-key nature of the asset.

Cash Flow

Monthly Income
£1,350
Monthly Costs
£411
Monthly Cash Flow
+£939
Annual Net Cashflow
+£11,268

Calculated using the provided 1% interest rate assumption. This creates significant monthly surplus, providing a robust buffer for maintenance and void periods. Even if interest rates rise to market norms (e.g., 5-6%), the cash flow remains positive due to the low initial cost of acquisition relative to rental income.

Capital Growth Potential

Historic Growth
Stable
Growth Score
6/10

Westbury has shown consistent growth, particularly in family-oriented developments like Leigh Park. As a 10-year-old property, it appeals to modern buyers. The area’s connectivity (1hr 26m to London) provides a safety net for long-term capital appreciation. While not a "hotspot" for aggressive flipping, it is an excellent long-term defensive asset.

Mortgage Terms

Analysis based on user-provided parameters for a first-time buyer.

Upfront and Ongoing Costs

Upfront Costs

Purchase Price£290,000
Down Payment£40,000
Estimated Legal/Fees£3,000
Freehold Acquisition£2,000
Total Capital Employed£45,000

Ongoing Monthly Costs

Mortgage Repayment£208
Agent Fees (10%)£135
Insurance & Maint.£68
Total Monthly Outgoings£411

Tenant Demand

Tenant demand in the Leigh Park area is high, particularly among professional families relocating from more expensive areas or working locally. The "modern family home" profile matches the current tenant demographic perfectly.

Location Fundamentals

Location Score
8/10

Exit Strategy

This property is a classic "Buy-to-Hold" investment.

Property Condition and Potential

This is a turnkey asset. No major refurb is required. The focus is on aesthetic maintenance to keep it at the top of the rental market.

Legal and Regulatory Compliance

Risk Level & Explanation

Risk Score: 25/100

Low Risk. The property is modern, well-maintained, and located in a popular, proven development. The main risks are administrative (Leasehold status) rather than structural or financial.

Negotiation Points

Leasehold StatusPrice Down Potential: £2,000 (To cover freehold acquisition)
Turnkey ConditionConfidence: 80%

Refurb Shopping List

Professional Deep Clean - Cost: £250

Touch-up Paint Supplies - Cost: £100

Garden Maintenance/Weeding - Cost: £200

Smoke/CO Alarm Test - Cost: £100

Labour Tasks

Snagging/Handyman Repairs - Cost: £300

Gas/Electric Safety Check - Cost: £250

Refurb Timeline

Total Estimated Duration: 1 Week

Phase 1: Deep Clean & Safety Checks || 1 week

Final Investment Recommendation

Detailed Version

Dartmoor Road is a textbook "passive" BTL investment. It is not designed for a high-octane BRRR strategy, but rather as a low-risk, income-generating asset that benefits from the stability of a 10-year-old construction. The inclusion of solar panels is a significant USP for tenants, potentially keeping the property occupied for longer periods due to lower energy costs.

The financials are healthy, assuming standard management and the provided interest rate parameters. Your primary objective should be the acquisition of the Freehold title, as the current leasehold status adds an unnecessary layer of complication to the investment. Given the price of £290,000, the property is priced in line with the neighborhood, and the "beautifully presented" status means your capital outlay after purchase is minimal, maximizing your immediate cash flow.

I recommend proceeding with a standard offer. Ensure your solicitor prioritizes the freehold purchase inquiry during the conveyance process to ensure you hold the title as Freehold post-completion.

Short Version

Proceed. This is a solid, low-risk, turn-key investment. Minimal capital expenditure required. Focus negotiation on covering the £2,000 cost to acquire the freehold. Excellent for a hands-off investor looking for stable monthly cash flow. ROCE is 25.0%.