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Deal WizardFLIP · Property Analysis
4 bedroom semi-detached house, Leighton Street, Liverpool
Address: Leighton Street, LiverpoolPrice: £154,0004 Bedroom(s)3 Bathroom(s)Analysis Date: Aug 1, 2026
ROI: 20.1 %Tenure Type: FREEHOLDProperty Type: Semi DetachedCouncil Tax Band: BSize: 1076 sq ft / 100 m²Risk: Low-ModerateProject Time: 6 weeks

FLIP Investment Analysis Report

Comprehensive professional deal sourcing report for the 4-bedroom semi-detached property located at Leighton Street, Liverpool, L4 3TY. Evaluated specifically for a profitable residential FLIP strategy under buyer profile version 0.6.2.

Executive summary

Purchase Price
£154,000
Total Investment Cost
£183,220
ARV (Resale Value)
£220,000
Gross Profit
£36,780
Projected ROI
20.1%

This opportunity on Leighton Street, Liverpool presents a compelling residential FLIP prospect. Operating as a first-time buyer with a £40,000 down payment, the property requires strategic refurbishment to address visible roof/ceiling water damage, dated kitchens and bathrooms, and general cosmetic wear. With an estimated ARV of £220,000 and total investment costs of £183,220, the project yields a robust gross profit of £36,780, delivering a solid projected ROI of 20.1%.

Market Analysis & ARV

Market Value Analysis After Refurbishment

Predicting realistic market value after refurbishment requires close alignment with nearby comparable transactions and active similar properties in the L4 postcode district. While peak historical sales or asking prices can skew projections, our analysis adopts a conservative 75th percentile benchmark of surrounding family semi-detached homes. Recent sold data and active listings indicate that well-presented 4-bedroom semi-detached properties in prime condition across Liverpool L4 achieve between £210,000 and £230,000.

The subject property is currently listed at £154,000 due to notable interior wear, clutter, and a prominent water stain on the living room ceiling reflecting past roof/water ingress. Refurbishment significantly unlocks value by executing targeted structural remedies (fixing the roof/ceiling leak), replacing worn flooring, modernizing sanitaryware, and installing a contemporary kitchen. These enhancements transition the asset from a tired, tenant-in-situ portfolio piece into a pristine, turnkey retail product targeted at owner-occupiers. Consequently, an After Repair Value (ARV) of £220,000 is fully justified and securely anchored by localized comparable evidence.

Financials & ROI

Capital Outlay & Costs

Purchase Price£154,000
Down Payment£40,000
Bank Mortgage Fee (3%)£3,420
Stamp Duty (FTB Exemption)£0
Refurbishment Budget£18,000
Solicitors (Buy & Sell)£1,500
Surveyor Report£500
Mortgage Repayments (Refurb Period)£1,500
Sales Agent Fees (1.5% of ARV)£3,300
Total Investment Cost£183,220

Exit & Profitability

Estimated Resale Value (ARV)£220,000
Less Total Investment Cost£183,220
Gross Profit£36,780
Projected ROI20.1%

Analysis parameters applied: Strategy: FLIP | Buyer Type: First-time buyer | Down Payment: £40,000 | Bank Fee: 3% | Interest Rate: 1% | Version: 0.6.2.

Market Trends & Price Appreciation

The Liverpool residential market demonstrates steady resilience for competitively priced family housing. Properties offering four bedrooms with off-street parking and private gardens remain in high demand among second-stepper buyers and growing families looking for space within accessible urban locations.

Seller Motivation & Opportunity

The vendor is marketing the property through a specialized investment disposal channel with tenants currently in situ. This signals a portfolio rationalization or an expedited exit strategy rather than an open-market retail sale. The asking price of £154,000 presents a clear discount against fully modernized ceiling values, creating an attractive entry point for a dedicated flip investor.

Risk Assessment

Overall Risk Level

Risk Level: 35 / 100 – Low-Moderate Risk

Risk Level Explanation

This project carries a manageable risk score of 35/100. Primary risks stem from potential hidden damp or roof leaks indicated by ceiling staining in the living room, as well as managing void periods with existing tenants during acquisition. However, strong local demand, a conservative ARV of £220,000, and a healthy profit margin mitigate downside exposure. Thorough pre-acquisition surveys and contractor vetting ensure risks remain tightly controlled.

Property Characteristics & Risks

Unusual PropertyFalse (Standard 4-bed semi-detached house) Key Investment RisksRoof/ceiling moisture ingress, tenant checkout timeline, unforeseen structural or plumbing defects.

Potential for Additional Bedroom

Certainty1% (Impossible / Unnecessary) ReasoningThe property already accommodates 4 bedrooms across three floors, fully maximizing its functional footprint. Fitting an extra bedroom would compromise living areas. Estimated Addition Cost£0 RecommendationDo not attempt. Maintain the existing 4-bed configuration. Value Added & Risk£0 added value | 99 – Extremely Risky

Negotiation Strategy

Visual inspection notes: Water staining and moisture damage are clearly visible on the ceiling of the living room. General clutter and heavy wear are evident in the bedrooms, hallways, and kitchen spaces, providing strong leverage to negotiate the acquisition price down from £154,000 toward £140,000–£145,000.

Refurbishment Plan

Refurbishment Cost Estimate

Refurbishment Type: Pragmatic / Mid-Range Flip Optimization

Area / ItemImportance (1–10)Cost EstimateJustification
Roof & Ceiling10£2,500Resolve root water ingress and repair damaged ceiling plaster.
Kitchen Modernisation9£4,500Upgrade tired cabinets, worktops, and appliances to modern standards.
Bathroom Upgrades9£3,500Refresh sanitaryware, tiling, and showers across multiple bathrooms.
Flooring Replacement8£2,000Install modern laminate and carpets throughout.
Interior Decorating7£2,000Full skim, prep, and neutral emulsion painting.
Electrical & Lighting6£1,200Update consumer unit checks, sockets, and light fittings.
Garden Clearance5£1,000Tidying overgrown garden space and fencing.
Curb Appeal4£1,300Exterior touch-ups, driveway cleaning, and front presentation.
overallCost£18,000Total Pragmatic Refurbishment Budget

Refurbishment Shopping List

Contractor Tasks & Costs

Roofing Specialist (Leak Repair)£1,200
Kitchen Fitter & Installer£2,200
Bathroom Plumber & Tiler£2,000
Painter & Decorator£1,800
Flooring Specialist£1,200
Electrician (Testing & Fixtures)£900
Plasterer (Ceilings & Walls)£1,500
General Builder / Handyman£1,500
Landscaper & Garden Clearer£1,000
Waste Clearance & Skip Hire£800
Project Management & Oversight£1,500
Final Professional Clean£400

Estimated Refurbishment Time

Weeks: 6 || Months: 1.5

Phase 1: Acquisition, Tenant Transition & Roof Repair || 1 weeks
Phase 2: Strip-out, First Fix Electrics & Plastering || 1.5 weeks
Phase 3: Kitchen & Bathroom Installation || 1.5 weeks
Phase 4: Flooring, Decorating & Second Fix || 1 weeks
Phase 5: Landscaping, Final Clean & Staging || 1 weeks

Size of the property

Gross Internal Area1,076 sq ft (100 sqm) across three floors Confidence LevelHigh (Derived from official floor plan dimensions)

Conclusion & Recommendation

Detailed Recommendation

This 4-bedroom semi-detached property on Leighton Street, Liverpool (L4 3TY) represents a highly viable and profitable residential flip opportunity. Operating under version 0.6.2 parameters as a first-time buyer with a £40,000 down payment, 3% bank fee, and 1% interest rate, the financial fundamentals are robust. The purchase price of £154,000 combined with a comprehensive £18,000 refurbishment budget—specifically targeting the living room ceiling water damage, outdated kitchen, and worn bathrooms—brings total investment costs to £183,220. With a conservative After Repair Value (ARV) of £220,000 based on local 75th percentile comparables, the project generates a gross profit of £36,780 and a projected ROI of 20.1%.

Key execution steps include successfully managing the tenant-in-situ transition to achieve vacant possession, securing professional contractor teams for structural roof repairs and interior modernization, and maintaining strict budgetary control during the 6-week renovation timeline. Given the strong demand for family housing in Liverpool L4, this asset offers an excellent balance of controlled risk and attractive return on capital.

Short Recommendation

Strong Buy for FLIP. Purchase at £154,000, invest £18,000 in pragmatic refurbishment including roof/ceiling repair and modernizing kitchens and bathrooms. Exit at an estimated ARV of £220,000 to achieve a projected ROI of 20.1%.